Business interruption insurance helps protect your business financially if it's forced to temporarily shut down due to unexpected events. It covers lost profits and the extra costs of getting your business running again. This coverage, often bundled with broader policies like a business owner's policy or commercial property insurance, helps replace lost income and pay for expenses like temporary relocation or advertising your reopening. However, it's important to note that coverage is typically limited to specific events such as fires, theft, or natural disasters, and may exclude things like pandemics or certain other damages. Essentially, it's a safety net designed to help your business weather a temporary closure and recover.
