Obtaining auto insurance is a no-brainer when owning a business that uses vehicles in daily operations. But your personal auto insurance policy doesn’t cover vehicles used by your business, especially during interactions or if you have any signage on your vehicle displaying your company name. No matter how you use vehicles for your business; whether you provide your employees a way to get around, you're moving equipment and/or products to job sites, or to deliver a finished product to clients, you need Business Auto Insurance due to the increased risk. Having the correct policy protects against traffic accidents, vandalism, or even if an uninsured driver hits your vehicle. Contact Snyder Insurance Agency to build the best package that fits your business needs.
Business Auto Insurance coverage can protect against property damage to vehicles and damage caused to others by those vehicles. Liability is one of your business's largest exposures & puts you at risk of a claim. If you or an employee causes an accident while driving to a job site, ensuring your vehicles and drivers are listed correctly is extremely important. We are here to explain coverage options and stress the importance of staying in touch with your agent. When running a business, things move very quickly and change rapidly, so having an agent that you can trust, just a phone call away, is critical. We can cover many different types of commercial vehicles; including but not limited to a sedan, van, pickup, semi-trucks and even dump trucks.
Naturally, there are several different reasons to have Business Auto Insurance but did you know that many personal auto insurance policies have a strict exclusion for delivering pizza, groceries, or food that would result in claim denials? A personal auto policy does not allow for these types of exposures and could leave you uninsured at a time of a claim. While there are some companies that will allow an endorsement to be added to the personal auto insurance, larger scale business operations need a Business Auto Insurance policy.
Snyder Insurance Agency recommends keeping your Business Auto and Business Owners policies together with the same company. We make every effort to combine these policies because of additional discounts and a streamlined claims process. Both policies can be involved in the same claim at times so without the additional moving parts, one company handling the claim makes for a more seamless experience. We will always keep your expenses in mind and find the best coverage with the most competitive premium. Let our experts put together a policy that helps protect your business’ investment - call us to help!
