RV (Recreational Vehicle) insurance is a specialized coverage designed to protect motorhomes and camper trailers. It typically includes liability coverage for accidents, damage to your RV, and theft, as well as medical payments for injuries. Comprehensive and collision coverage options protect against damage caused by collisions or non-collision incidents. RV insurance can also include roadside assistance, personal property protection, and vacation liability, offering peace of mind for both full-time RV owners and those using their vehicle for seasonal trips.
Pennsylvania requires RV owners to carry liability insurance, which covers damages or injuries they cause. While the state also mandates uninsured/underinsured motorist bodily injury coverage, this can be waived or reduced with a signed form. Drivers can also choose to increase their liability coverage beyond the state minimum.
